We know what it is to be under and unemployed and how saving money is critical. When my husband was unemployed, we naturally cut back on any and all extras. Only then did we realize the amount of excess spending we’d been doing. That’s when I vowed I would be financially frugal no matter how much money we earn.
I love getting a bargain. It’s one of my genuine pleasures in life. And with the spending power of a dollar being less than it was in 1982, everyone needs to learn ways to make their money go farther. Investors Insight.com published “Why Are Americans Earning Less Than they Did in 1982?” revealing that the dollar today is worth 6.1% less than in 1982. Add the reality that those under and unemployed represent 16.8% of the population as of August 2009, it’s no wonder that retailers and service company’s are radically adjusting their sales and marketing efforts. Bundling products to offer deeper discounts, enticing cash-poor buyers with membership discount programs and slashing prices as much as possible are essential for the companies and their patrons, especially with the Christmas holidays approaching. It’s almost as though a whole new industry is rising up on the very premise of saving money.
I may have less money than I did in 1982, but I have more shopping enjoyment especially when I find great bargains.
Using my cash-back card through my favorite discount shopping network, I not only save money but earn money while shopping. It’s free to join and once you do you are merely clicks away from shopping at all your favorite stores with tremendous savings. Virtually all of your favorite stores are in this network. But what really sets it apart are the available rebates or cash-back options on purchases. Most of whatever you’re already buying online can be purchased for less and you can get paid for shopping! And don’t forget that shopping online saves you gasoline dollars too.
Needing some new duds? Check out Heavenly Couture. Who wouldn’t be elated to get a pair of designer jeans that normally retail for $160-$185.00 for around $17.95? Paying full price today is truly the height of insanity.
When it comes to the bed, bath, home and kitchen my first pick is Smart Bargains I loved the compliments I got on my guest bedroom, which was outfitted to pamper my guests and looked like it was professionally done, when in fact I did it for pennies on the dollar.
Saving on groceries is possible by augmenting your food supply through the helps of various programs. By going online and finding a member of location near you, you can feed your family well and save hundreds of dollars.
My entire living and dining room have been furnished with excellent quality furniture – all bought online. I don’t have a favorite source to recommend for that. Instead I have a tip to help you save. Shop around to find the specific furniture you want. Then using the manufacturer’s name and model information, continue searching until you found the very best deal. My dining room and hutch were ordered online from another state providing me a savings on sales tax. The bonus savings was that they retailer waived the shipping and freight fees! Now that’s savings!
Listen, we’re all in this economic depression of a recession together. Be a good friend and share this page with others. And, if you have any good money saving sources, why not share them here?